| the great things about using a Palm Treo is the | | | | gateway account to access its virtual terminal |
| applications you can install and use on your | | | | component. |
| Smartphone. | | | | The nice thing about processing credit-cards on |
| If you sell a product or service than obviously | | | | the Treo is that the card information is never |
| you need to collect money and these days | | | | stored in the phone as it makes a secure |
| everyone uses credit cards so in my opinion | | | | connection to your processor. |
| every business should be accepting credit cards. | | | | To process a card simply launch the application |
| Thanks to the Treo, and the credit-card terminal | | | | and enter the customers cc number, expiration |
| app developers your credit-card terminal will be | | | | date, the 3 digit CVV security code on the back |
| available anytime you need it as its sitting right in | | | | of the card and the card holders zip code. Next, |
| your pocket. | | | | enter the amount you wish to charge and click |
| How cool would it be the next time you’re | | | | the submit button and within 10 seconds |
| on a sales call to pull out your Treo and collect a | | | | you’ll get a reply with an authorization |
| credit card payment right there? | | | | code. |
| So here’s how it works
| | | | There’s even a tip option for service |
| There are two ways you can accept credit cards | | | | businesses. Customers receive an email receipt |
| on your Treo: | | | | for each transaction, and merchants can view |
| 1. The first way is to search under the term | | | | transactions and process refunds on the fly. |
| credit-card terminal or accept | | | | Some service providers offer tethered credit-card |
| credit-cards to download the app. You’ll | | | | reader & printer devices or external blue tooth |
| see several available apps ranging from free to | | | | devices that will allow you to swipe a card and |
| $49.95. I’m not sure which one is the best | | | | generate a receipt to provide the customer. |
| so I’d recommend reading the reviews to | | | | The nice thing about adding swiping the card is |
| pick the one that’s best to you. Some will | | | | that you’ll be able to qualify for lower |
| force you to use their preferred processing | | | | credit card processing rates as you’ll be |
| partner but most will allow you to bring your own | | | | able to swipe the card and a get a signature at |
| merchant account to the table. Simply download | | | | the time of the sale. |
| the app and follow the instructions for enter your | | | | This is a great solution for those who need to |
| entering the gateway identification numbers your | | | | process and authorize payments on-the-go, like, |
| merchant account provider supplied and within | | | | plumbers, electricians or transportation businesses. |
| minutes you retaking credit cards. | | | | It’s also useful at tradeshows or our |
| 2. If you don’t want to pay for an app | | | | outdoor markets that don’t have phone |
| you can still accept credit cards on your phone | | | | lines available for conventional terminals. |
| using a web browser and logging into your | | | | |